Our Services & Plans
Comprehensive coverage options explained in plain English. Find the protection that fits your life, budget, and goals.
Life Insurance
Life insurance provides a financial safety net for your loved ones if something happens to you. It can cover funeral costs, replace lost income, pay off debts, and fund your children's education.
Get a QuoteCoverage Options
Term Life
$$Coverage for a specific period (10, 20, or 30 years). Most affordable option.
Best for: Young families, mortgage protection, temporary needs
Whole Life
$$$$Lifetime coverage with a cash value component that grows over time.
Best for: Long-term planning, estate planning, wealth transfer
Universal Life
$$$Flexible premiums and death benefits with cash value growth.
Best for: Those wanting flexibility and investment options
- Replace lost income for your family
- Pay off mortgage and debts
- Fund children's education
- Cover funeral and final expenses
- Leave a legacy for loved ones
- •You have a spouse or children who depend on your income
- •You have a mortgage or significant debts
- •You want to ensure your family maintains their lifestyle
- •You're planning for your children's future education costs
Health Insurance
Health insurance helps cover medical expenses including doctor visits, hospital stays, prescriptions, and preventive care. Having coverage protects you from unexpected medical bills that could otherwise be financially devastating.
Get a QuoteCoverage Options
Individual Plans
$$-$$$Coverage for you alone, purchased directly or through the marketplace.
Best for: Self-employed, between jobs, not eligible for employer coverage
Family Plans
$$$-$$$$Coverage for you, your spouse, and dependent children.
Best for: Families with children, married couples
Supplemental Plans
$-$$Extra coverage for specific needs like dental, vision, or critical illness.
Best for: Filling gaps in existing coverage
- Access to preventive care and screenings
- Protection from high medical bills
- Prescription drug coverage
- Mental health and wellness support
- Peace of mind for your family
- •You're self-employed or don't have employer coverage
- •You want better coverage than your employer offers
- •You have a family and need comprehensive protection
- •You have ongoing health conditions requiring regular care
Income Protection
Disability insurance replaces a portion of your income if you become unable to work due to illness or injury. Your ability to earn is likely your greatest financial asset—protecting it is essential.
Get a QuoteCoverage Options
Short-Term Disability
$Covers temporary disabilities, typically for 3-6 months.
Best for: Bridging gaps, recovery from surgery or illness
Long-Term Disability
$$Covers extended disabilities, potentially until retirement.
Best for: Serious illness or injury, career protection
Supplemental Coverage
$$Additional coverage beyond employer-provided benefits.
Best for: Higher earners, those with limited employer coverage
- Replace 60-80% of your income
- Cover bills and living expenses
- Maintain your family's lifestyle
- Protect your savings and retirement
- Peace of mind during recovery
- •You're the primary income earner for your family
- •You don't have significant savings to live on
- •Your job requires physical ability or specialized skills
- •You want to protect your lifestyle if you can't work
Asset Protection
Asset protection products help shield your property, savings, and investments from unexpected events. From umbrella policies to specialized coverage, we help you protect your financial foundation.
Get a QuoteCoverage Options
Umbrella Insurance
$Extra liability coverage beyond your home and auto policies.
Best for: Homeowners, those with significant assets
Long-Term Care
$$$Covers nursing home, assisted living, or in-home care costs.
Best for: Planning for aging, protecting retirement savings
Critical Illness
$$Lump-sum payment if diagnosed with a covered serious illness.
Best for: Covering out-of-pocket costs, income replacement
- Protect your home and property
- Shield savings from lawsuits
- Plan for long-term care needs
- Cover gaps in other policies
- Preserve wealth for your family
- •You own a home or have significant assets
- •You want protection beyond standard policies
- •You're planning for retirement and aging
- •You want to protect your family's inheritance
Not Sure What You Need?
Our advisors can help you compare options and find the right combination of coverage for your unique situation. Get personalized recommendations with no obligation.